Financial wellbeing means being mindful of your financial decision making. Supporting financial health can look like differentiating between needs and wants and living within your means, and managing short-term and long-term financial goals.
Foster your Financial Wellbeing
- Track and review your spending by monitoring your bank account and keeping a list of all purchases in one week – it may be more than you think
- Start with small changes that will add up over time (i.e. make your own coffee rather than buying it)
- Write a list and set a budget for yourself before going shopping
- Ask yourself “do I really need this?” before an unplanned purchase
- Start a savings account – add a small monthly automatic payment if possible
- Ask for student discounts
Potential Benefits
- Achieve personal financial goals
- Reduce debt
- Decrease financial stress
- Feel in control of and secure in your finances
- Increase savings for tomorrow
Resources
Harvard Employee Assistance Program
Harvard University Employees Credit Union
Harvard College Financial Aid
*For graduate schools, visit specific school's financial aid resources page.