#  Financial 

 



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   ![Blue slice representing financial wellbeing](/sites/g/files/omnuum11661/files/styles/hwp_1_1__360x360_scale/public/2025-12/slice_financial.png?itok=7INuz42R) 

 

Financial wellbeing means being mindful of your financial decision-making. Supporting financial health can look like differentiating between needs and wants and living within your means, and managing short-term and long-term financial goals.

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## Foster Your Financial Wellbeing

- Track and review your spending by monitoring your bank account and keeping a list of all purchases in one week – it may be more than you think
- Start with small changes that will add up over time (i.e., make your own coffee rather than buying it)
- Write a list and set a budget for yourself before going shopping
- Ask yourself, “Do I really need this?” before an unplanned purchase
- Start a savings account – add a small monthly automatic payment if possible
- Ask for student discounts

## Potential Benefits

- Achieve personal financial goals
- Reduce debt
- Decrease financial stress
- Feel in control of and secure in your finances
- Increase savings for tomorrow

## Resources

- [**Harvard Employee Assistance Program**](https://harvie.harvard.edu/employee-assistance-program)
- [**Harvard Federal Credit Union**](https://harvardfcu.org/)
- [**Harvard College Financial Aid**](https://college.harvard.edu/financial-aid)  
    *\*For graduate schools, visit the specific school's financial aid resources page.*